What Does a Millionaire Do Differently From You?

You often wonder, why some people manage to build a successful career and gain recognition and money fast, while others work hard for …nothing! You may also wonder what YOU do wrong that keeps you lower on the success scale, despite the years of hard work and your best efforts.

Why does someone 25 years younger than you counts his millions, while you still count the change in your pockets after 30 years of hard work? If you think that it is a matter of good luck, you are wrong.

As many successful business person say

Only kings, queens and, those born in affluent families are lucky; All the others we have to make our own luck! You can’t just waiting around for success to fall into your lap!

To some extend, they are right. Being successful and earning lots of money is a combination of having the right idea, implemented at the right time and at the right place. However, many went through with this combination and yet their success didn’t last for long! So, do millionaires have a magic formula which brings them money or they simply perceive money from a different angle?

8 simple things that make millionaires!

1. Rich people invest time on THEIR dreams not on other people’s dreams!  

It is 100% true! The most succeded businessmen work for themselves! Richard Branson, Mark Zuckerberg, Jeff Bezos, George Soros are only some people (billionaires) who made their own luck by investing all their time working on their own ideas. Think about it a bit. You went to the best college, spent countless hours studying for the bachelor’s degree then, the master’s degree then, you took another certificate then, you worked as an intern to gain experience and at your 30’s + you work a 9-5 job and earn little more than the basic salary!

At the same time, another guy was experimenting with an idea in his dormitory room in Harvard University and few months later drops out university in his sophomore year to follow his passion for technology and innovation. Today at the age of 34, Mark Zuckerberg, Facebook’s founder sees his idea costing no less than 73.7 billion dollars. In one of his interviews he said,

I remember really vividly, you know, having pizza with my friends a day or two after—I opened up the first version of Facebook at the time I thought, “You know, someone needs to build a service like this for the world.” But I just never thought that we’d be the ones to help do it. And I think a lot of what it comes down to is we just cared more.

How much do you care about your dreams? What would happened if you used all your knowledge for yourself and not for others? 

2. They master certain skills 

You don’t have to be perfect at everything, because this won’t make you a millionaire boss but rather an affordable employee! What you have to do, though, is to master your best skill. That’s the key to success and money. Your best skill is a unique trait of you; not all people do the same thing with the same way. There must be something in you that makes you standing out of the crowd. Whatever it is, master it! You won’t lose!

3. They base their ideas on the law of supply and demand

Supply refers to the quantity of a product or service the marketplace can offer, while demand refers to the quantinty of a product or service that is desired by buyers. If you want to succeed and earn more money than others, you should give (supply) the buyers something (a product or service) that your competitors don’t have. In other words, what brings someone good money is the uniqueness of their ideas! In the marketplace, this theory also refers to the open job positions. The people who seek for a job exceed the offered positions and the people who pioneer in their fields are far less to cover the needs of the marketplace. As a businessman told me,

” we don’t lack employees but fresh ideas, instead!”

4. They socialize with the right people

It is very nice to be surrounded by friends and family but restricting your social circle only to your acquaintances won’t help you much in your job. If you have a good idea, find the right people with the appropriate knowledge and experience to discuss it and get some advice. 

5. Rich people don’t save money; They invest money!

The first step an ambitious businessman takes when money starts coming in is to invest in property. By owning their own house they cut the annual renting expenses and use that money to invest in the stock market.

85% of world’s wealth are in the stock market!

Once they earn money from the stock market they invest again buying more shares and then, more shares and then more money comes in and so on. This is how rich get richer. Millionaires have more than one source of income. They invest in real estate, bonds, land, gold, other precious metals, etc. They invest in something that it’ll have a profit in some years. For example, you put 5000 euros in your savings account and two years later you still have 5000; but if you make a good investment and buy 5000 euros in shares, in the next 6 months to 1 year you may have a profit of 10.000. What you do then? You withdraw 4.000 to cover other expenses and re -invest the rest 6.000 buying other shares. Sounds risky? It is! Every business endeavor comes with its own risks. Luck is with the brave. No risk no chance to know what would happen!

6. They pay themselves first

Whether the business they run brings in tones of cash or less than what they expected, rich people receive their quotas first and, they pay everyone else afterward. This way they secure their portofolio – including share portofolio – and minimize the possibillity of running out of cash. Then, with the help of their savvy accountants, they distribute the rest of the money according to the priorities of the business, such as employees, bank loans, suppliers, taxes (if they ever pay fair share of taxes…usually the middle and lower class pays more!), etc.

7. They don’t spend money playing the lottary!

Do they play for fun? Yes, they maybe do. However, wealthy people know pretty much well that what makes you rich is when money comes in not when money comes out! Rarely a serious business person spends their valuable time and their even more valuable money to gamble on ‘the lucky 13’. Rich people don’t leave things to luck. They try not to spend more than what they earn and in no case they spend money for doing something that they know it has limited – if not at all – chances of giving them some profit back.

Why should a millionaire spend money to gambling while they could buy gold, for example? Plus, gambling in many cases ends up in addiction and this would be something disastrous for a business person. It’s not impossible, though, to earn huge money by gambling but the chances are slim. If everyone could get rich by gambling, most of us could be already rich!

8. Money supports money

Once you make it to climb the financial scale and make a name for yourself, and given that you have good relatioships with other wealthies, it will be easier to get a loan not only from the banks but also from other businessmen. Nobody is going to gift money to you – you will pay back every single penny! – it is just that you have easier access to maintain your money flow in a balance and save you from trouble when you need it.


Keep in mind that money itself won’t make any difference in your life if you don’t love what you do and don’t have a positive impact on other people’s life. As Richard Branson says,

Never go into business purely to make money. If that’s the motive you’re better off doing nothing!

I think he knows better…

Sotia Bella